About The Founder

Meet Malcolm Rose Jr.

Financial professional, author, educator, and founder of Health Wealth & Hip-Hop.

Malcolm Rose Jr. created Health Wealth & Hip-Hop to make conversations about money, wellness, and personal growth more practical, honest, and culturally relevant. Drawing from his experience in financial services, education, and storytelling, Malcolm helps people cut through the jargon, move past shame, and focus on decisions that can improve their lives.

His approach is simple: you do not have to be perfect to make progress. You just have to keep making better moves.

Malcolm Rose Jr. brings more than a decade of experience in financial services, including banking, financial planning, investments, insurance, retirement strategies, and client education. Throughout his career, he has helped individuals better understand complex financial topics, make informed decisions, and connect their financial choices to their long-term goals.

He holds a Bachelor of Science in Business Management and has earned the FINRA Series 7 and Series 66 registrations. His experience also includes mentoring financial professionals, supporting compliance-focused client engagements, and developing practical strategies that balance financial growth with real-life priorities.

Based in Charlotte, North Carolina, Malcolm Rose Jr. is a father, writer, educator, and lifelong student of personal growth. His interests in hip-hop, financial wellness, fitness, mental health, and storytelling have shaped the way he connects with people and communicates complex ideas.

Outside of his professional work, Malcolm enjoys writing, working out, bowling, traveling, and exploring the lessons found in music and everyday life. These experiences continue to influence the voice and purpose of Health Wealth & Hip-Hop: helping people grow in ways that are practical, honest, and connected to the culture.

Health Wealth & Hip-Hop is built on the belief that meaningful progress happens when people can learn without feeling judged, overwhelmed, or talked down to. The goal is to make conversations about wellness, money, and personal growth practical, honest, and easier to apply in everyday life.

Our approach connects three important areas:

Health focuses on the physical, mental, and emotional habits that support a better quality of life.

Wealth focuses on financial awareness, intentional decision-making, and building confidence with money.

Hip-Hop brings the culture, storytelling, creativity, resilience, and real-life perspective that make these conversations relatable.

We do not promote perfection, quick fixes, or one-size-fits-all answers. We encourage people to understand where they are, take responsibility for their choices, and make the next better move.

That is the foundation of Health Wealth & Hip-Hop: practical education, culturally relevant conversations, and progress that can be sustained. 

 The information shared through Health Wealth & Hip-Hop is for educational purposes and should not be considered individualized financial, investment, tax, legal, or insurance advice.